Authorized Cash Management Service (CMS) Portal & App

Empowering Digital Financial Connectivity with NEARPOINT

Under the vision of Digital India, financial operations have evolved rapidly through digital integration. Banks, corporates, and service providers now rely on technology-driven solutions for faster, more secure, and transparent transactions.

NEARPOINT Cash Management Services (CMS) aligns perfectly with this vision by creating a robust digital ecosystem that connects customers, suppliers, employees, and revenue departments for seamless financial transactions and real-time information exchange.

Streamlining Financial Operations

NEARPOINT’s CMS platform, supported by an extensive branch and agent network, enables corporates to:

• Accelerate receivables and optimize cash flow

• Gain improved control over payments and funding cycles

• Realize funds faster, reducing dependency on working capital

• Access real-time insights into transactions and paid invoices

This leads to smarter financial decision-making, higher liquidity, and stronger business growth.

CMS for Retailers

The NEARPOINT CMS Web Portal and App empower retailers to become part of the digital financial network. Retailers can:

• Accept loan EMIs and bill payments from customers

• Facilitate instant credit to respective biller accounts

• Earn instant commissions on each CMS transaction

By offering CMS services, retailers can diversify their income and extend financial services to the last mile of society, supporting India’s goal of inclusive digital growth.

Enhancing the Agent Network

CMS strengthens NEARPOINT’s agent network across rural and semi-urban regions by ensuring consistent cash availability at local outlets.
Agents benefit from:

• Increased earnings through CMS commissions

• Improved liquidity to support AEPS cash withdrawal services

• Enhanced customer engagement and trust within their communities

This contributes directly to financial inclusion, especially in underbanked areas.

Importance of Cash Management

Cash Management is a vital part of modern banking operations, involving the effective handling of cash flow, deposits, withdrawals, and fund forecasting.

A robust CMS system helps:

• Automate and monitor transactions

• Forecast cash flow needs

• Track and analyze financial patterns

• Reduce operational costs and errors

• Improve overall efficiency through digital insights

For banks and corporates, CMS is essential for maintaining liquidity, forecasting accurately, and ensuring seamless fund operations.

Benefits for Businesses

Modern businesses are increasingly adopting CMS solutions to strengthen their financial processes. Key benefits include:

• Efficient cash flow tracking and management

• Faster fund realization and improved receivables

• Enhanced decision-making with real-time data analytics

• Insight into customer behavior and transaction patterns

• Optimized fund allocation and reduced operational risk

By integrating CMS, companies can maintain steady liquidity, forecast future needs accurately, and make strategic financial decisions to enhance profitability.

CMS Cash Pickup Services

NEARPOINT’s Cash Pickup and Collection Service ensures efficient cash logistics for major partners such as Zomato, Swiggy, L&T Financial Services, Home Credit, and others.

This service allows merchants and aggregators to:

• Deposit collected cash conveniently at nearby NEARPOINT outlets

• Avoid long-distance cash transfers

• Reflect deposits instantly in the respective bank accounts

This system enhances operational efficiency, ensures real-time fund settlement, and supports the growing demand for cash and EMI collection solutions.

Conclusion

NEARPOINT Cash Management Services combines innovation with financial reliability to simplify and strengthen business operations.

Through CMS, corporates can:

• Accelerate receivables

• Improve payment control

• Streamline fund allocation

Retailers and agents gain opportunities to increase earnings while supporting India’s vision for a cashless, digitally empowered economy.

With NEARPOINT CMS, financial operations become faster, safer, and smarter — driving growth through digital empowerment.